Superannuation
Superannuation is the Australian government's preferred vehicle to help Australians to provide for their age retirement. Since its inception there have been over 3000 changes to superannuation making it difficult for many people to understand. Our specially qualified planners are professionally trained and licenced to help you through this maze.
- Understanding the basics
- Choosing the right fund
- SMSF
- Consolidating Super
- Contributing to super
- Packaging super to pay less tax
- Salary Sacrifice & government super co-contribution
- Splitting super contributions
- Transition to Retirement
- What is a re-contribution strategy
- What is a binding death benefit nomination
SMSF Administration Service
The SMSF Service provides our clients with a Superannuation Administration Service for those clients that do not require our ongoing financial advice.
SWR Chartered Accountants will carry out all matters tax and administration, on a daily basis on your behalf, giving you time to get on with your life.
Our advisers hold specialist qualifications to ensure you and your fund comply with ever changing super legislation.
Ensuring all administration is in order
- Each financial year you will receive a comprehensive summary of all information required for your tax returns.
- We maintain a record of member contributions, rollovers and withdrawals.
- Maintain trustee minutes of decisions taken.
Services not covered by the SMSF Administration Service
The cost of the services outlined above will be funded by a monthly fee outlined below.
Services provided on a needed basis, will not be covered by this agreed fee. The cost of this additional service, and the associated transactions, will be estimated and agreed before the task is commenced and invoiced separately upon completion.
- Ongoing Financial Advice
- Investment Service
- Sharetrading Service
- Extended discussions on estate planning
- Establishment of new investment structures such as trusts or companies
- Other Taxation advice provided by SWR Chartered Accountants
- New insurance contracts arranged by us for life, trauma and disability insurance
- Loans and leases arranged through our referral to finance brokers
- Legal work arranged through our referrals to legal advisers
- Drafting beneficiary nominations and Investment Strategies
- Applications for Government benefits
- Pension establishment and annual pension review
- Actuarial certificates
